Seriously, I need help. I ride the metro every day, and when it rains, I hold my umbrella. If it’s wet, I’ll put it on the floor, and for some reason, I never think to pick it back up. So I end up spending $45 on umbrellas every 6 months. That hurts just to type.
In November, I had a $10 umbrella that I got from CVS and over the course of the next month, it got destroyed by the wind and became unusable. I didn’t like my umbrella having two spokes missing. Instead of protecting me from the rain, it would funnel all the water right onto me.
So I got a nice sturdy umbrella from Gap for $20. It’s even got a little flap so it doesn’t turn inside out from the wind. I loved the umbrella for about 3 weeks. Then I left it on the metro. As soon as the door closed, I realized what I forgot behind.
Finally, on the day when I learned how to make friends using personal finance, I got the same umbrella for $15. I even got made fun of by the clerk for buying an umbrella on a sunny day, as if buying two umbrellas in 3 weeks wasn’t embarrassing enough.
Does umbrella insurance exist? I tried calling up Travelers with that question and they assured me it did, but it seemed a little expensive for my fairly cheap umbrellas ;)
Should I go get another $15-$20 umbrella? Should I do it on a day it’s raining or on a sunny day so I don’t look so desperate? Or should I buy a $5-$10 umbrella because I know I’m gonna lose it in a few days anyway?
I think I’m going to get a $15 umbrella when I find another Gap coupon code, so hopefully the bad weather holds off until then. I should be ok because April showers bring May flowers, right?