HomeFunny FinancesFunny Finances: Episode 1

Funny Finances: Episode 1

Not that you need more of an incentive to be happy on a Friday, but enjoy!

A man walks into a bank in New York City and asks for the loan officer. He says he is going to Europe on business for two weeks and needs to borrow $5,000.

The bank officer says the bank will need some kind of security for such a loan, so the man hands over the keys to a new Rolls Royce parked on the street in front of the bank. Everything checks out, and the bank agrees to accept the car as collateral for the loan, which is at an 8.0% annual interest rate

An employee drives the Rolls into the bank’s underground garage and parks it there. Two weeks later, the man returns, repays the $5,000 and the interest, which comes to $15.36.

The loan offer says, “We are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that your are a multimillionaire. Why would you bother to borrow $5,000?”

The man replied, “Where else in New York can I park my car for two weeks for 15 bucks?”

If you have a personal finance related joke and would like to take part in this series, send me an email. Everyone will laugh and I’ll give you the credit your deserve.



  1. Love it! That’s hilarious. My dad lives in New York City, though he does own a car, he’s been able to park it at his theater until recently. He now has some special permit from the city. But, parking is REALLY expensive in NYC!

  2. NICE! LOL.

    Still begs to ask why a multimillionaire would go through all that to save a few bucks on parking, but none the less… Good joke.

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