Category Archives: Personal Finance

6 Unique Ways to Invest Your Money in 2019

When someone tells you that it’s time to invest some of your hard-earned cash, you might automatically assume that it’s time to browse the stock market. But investing in stocks isn’t your only option. Not by a long shot. There are tons of investment opportunities available in 2019, some that are even more lucrative than stock market investment.

Invest in Real Estate

Investing in real estate is the ultimate tangible investment, no matter where you are in the world. Many people choose to invest in houses, apartments, condos, and commercial buildings because the investment is right there in front of their eyes. But that is definitely not the only perk of investing in real estate.

Real Estate is a Real Asset

Real estate is a real asset that will always have value, no matter what. Purchasing a property isn’t like taking a risk at playojo.net or another online casino; it’s basically a sure thing that the property will at least keep its original value. But it is more likely that the property will go up in value, especially if you make the purchase at the right time.

Even if you make a property purchase in an area that ends up going downhill, your property will always hold some value. If you do your research and the real estate market value goes up, you could end up doubling, tripling, or quadrupling your investment in a short amount of time.

Real Estate Has the Potential to Earn Income

Another perk of investing in real estate is that it offers the potential to earn an income. In today’s booming vacation rental market, there’s a good chance you can turn a quick profit with short term rentals. Long term rentals are another great choice, and this requires way less effort than renting out to vacation guests.

Real Estate is a Smart Tax Investment

Investing in real estate doesn’t just provide the potential for an income, but it also serves as a potential tax write-off. Depending on the nature of the real estate you have invested in, you might be looking out some favorable tax write-offs relating to depreciation and capital gains.

Invest in Collectible Items

If investing in real estate isn’t for you, there are other options. One of these options is to start investing in collectible items. No, we’re not referring to outdated coins or stamps. Instead, we’re talking about more profitable collectibles, like valuable artwork and antiques. Maybe you don’t see the value in investing in collectibles, but it is actually a lot like investing in penny stocks.

Penny stocks don’t always pay off, but when they do, they tend to pay off big. The same goes for collectibles. You’re not always going to experience a major return, but the chance is definitely there. In order to up these chances, you need to know exactly what you’re dealing with before making an investment. Many investors choose to invest their money in collectibles as a hobby rather than a necessity.

Invest in Precious Metals

Investing in precious metals is a bit of a controversial topic. This is especially true when it comes to investing in gold. Some people stand by their belief that investment in precious metals is wise, while others aren’t so sure. But the truth is this: it’s all about keeping track of the value of the USD.

The value of precious metals is directly correlated to the inflation and deflation of the dollar. When the dollar is weak, the value of precious metals goes up. When the dollar strengthens, the value is likely to go down. The main issue is relating to precious metal investment is that knowing the exact future state of the dollar is impossible. The nice thing about this investment is that it is 100% tangible, similar to real estate.

Invest in Fine Wine

Perhaps you love to drink fine wine, but have you ever considered investing in it? When you think about it, investing in wine is actually one of the smartest things you can do. This is one of the only consumable items that increases in value over time, rather than down. Recent research is showing that you can increase your investment into a vintage bottle of wine by 15% per year.

However, it is important to understand that not just anyone should go about buying expensive bottles of wine for investment reasons. You need to have a wide knowledge of wine, like how it is created, but more importantly, how to properly store it. Storing it in the wrong conditions can mean you lose money instead of earning it.

Invest in Small Businesses

Not everyone is cut out for owning and operating a business. Not only is this a risky venture, but it takes a great deal of hard work and determination. If you’re not up for starting your own company, there is another option – invest in someone else’s business.

There are so many small business owners out there that are in need of silent partners. A silent partner is basically someone that invests in the company but doesn’t actually have to do anything. In exchange for the investment, a silent partner receives a certain percentage of the company’s profits.

Invest in Yourself

Try not to forget about the most important investment opportunity of all… yourself! Invest in education, career counseling, or certifications that will help to further your career. Sure, it’s great to invest in real estate property and fine wines. But one of the best ways to spend money is by improving your own personal value.

Three Surprisingly Effective Old-School Advertising Methods

When you think of advertising, what comes to mind? Is it the giant billboards that tower over the freeways, encouraging you to call personal injury attorneys? That annoying pizza-shop jingle that you can’t seem to get out of your head? Or maybe a super-clever television advertisement that is making the rounds on social media?

Mass media advertising like this works, but it’s also pricey. If you have a small or local business, chances are that a TV spot, professionally produced radio jingle or full-page magazine ad is out of your budget. That’s OK. You can get great results from some smaller scale, hyper-local advertising tactics. Let’s take a look.

Coupon Books

You have probably been approached by coupon book salespeople before. Maybe you’ve even bought a coupon book yourself. They are often sold as fundraisers for schools, church youth groups, and other organizations, and contain coupons good for percentages off or buy-one-get-one deals at lots of different national chains and local businesses.

Here’s why coupon books are a good idea when it comes to advertising your business: a lot of people buy the books, but not a lot of people redeem the coupons. When they do visit your business to get that BOGO froyo or 20% off purchase, it’s still a good investment for you, since that discount might be bringing them through the door for the first time — or helping earn the loyalty of existing customers.

Welcome Wagon

Did you know that the Welcome Wagon is still around? This company, which helps to connect local businesses with people who have just moved to the area (and vice-versa!), has been around since 1928. Over the years, Welcome Wagon has evolved along with the times, and now offers digital marketing solutions as well as tried-and-true print techniques.

Check out some Welcome Wagon reviews to get a sense of how they have made a big difference for small businesses all across the country!

Direct Mail Marketing

Given how much time people are spending on Facebook, Pinterest, and Instagram, it would seem safe to assume that social media marketing — and even paid advertising on these and other popular platforms — is where you should be spending your marketing dollars. But that’s not necessarily so.

It turns out that good old-fashioned direct mail marketing is still remarkably effective. In fact, it may have even gotten a bit of a boost from its internet-based competition: there’s something of a saturation effect occurring with online ads. Getting a flyer or postcard in your mailbox, however, is becoming a rarity. That practically ensures that the recipient will look at it!

Wrapping Up

What do you think about these retro ways of drumming up business? Have you used any, or do you plan on it? Or are you putting your advertising budget toward online avenues? Let us know your thoughts in the comments, or follow us on social media to join the conversation there!

Online Gambling Options

Sometimes you want to gamble without leaving home, but the array of choices can seem overwhelming. You can สมัครสมาชิก bk8 at home. There are steps you need to take to protect yourself while gambling online.

Sports Betting

Football (soccer as it’s known in the U.S.) is the most popular sport in the world. If you want to wager on Premier League matches, you can subscribe to bk8 or pick another online sportsbook. You probably find a game more thrilling when you have money riding on the outcome.

The U.S. Supreme Court issued a ruling in 2018 that allowed states to legalize sports betting. This fact means that the rules for betting on sports such as U.S. football vary from state to state. For instance, you can only engage in mobile betting if you are within a state that allows it.

Geolocation technology enables states to enforce their gaming laws.

Virtual Reality

Virtual reality is a major trend in the gaming industry. You can now find virtual reality roulette, slots, baccarat, and blackjack options. The quality of VR roulette games improved notably in recent years.

VR headsets and motion controllers continue to improve and produce more enjoyable outcomes. Virtual reality caters to the gamer that does not want to head out to a land-based casino just to play a few games. Expect casinos to expand their virtual reality offerings in order to take advantage of these trends.

Security Checklist

There are a couple of quick steps you can take to protect yourself from online scams. The first thing is to check and see if they have professional customer support. Reputable online casinos should have at least two methods of contact. A live chat option is desirable so you can quickly resolve any problems.

Look to make sure the connection is secure. A closed lock in the address bar indicates a safe connection. Examine a site’s payment options too. You want to see major credit cards and well-known e-wallets. You need to make sure you have recourse if there are any problems. 

Finally, do a quick search of its site to see if the online casino has a license. A gambling license means the casino has to comply with certain laws and regulations. Check for complaints on Facebook and Twitter too. If there are red flags that a casino is not legitimate, move on to other options.