Category Archives: Personal Finance

How to Save Money Playing The Lottery

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Sometimes, lotteries are referred to as a tax on the poor and a tax on the innumerate. Lottery players have found a way to get the thrill of gambling while making the prudent choice to save chunks of each paycheck. Lottoland has emerged as the leading bookmarker providing the cheapest lottery draw winnings to help you save money. Thanks to the prize-linked savings account, each account holder can manage their deposits for lotteries and win various cash prizes of various amounts to help them get value for their money with online lotteries. Besides the prize-savings accounts which are a new trend in the US for saving money, bookmarkers have come up with various saving tips to help players save money when playing lotteries. Lottoland has various programs that provide the cheapest betting option and reward programs that enable players to invest lesser amounts on gambling.

Lottoland Mini Lotto

Good things come in small packages in Lottoland. The Mini Lotto is an affordable lottery program available on Lottoland at 35 pc and offers a jackpot of £80,000. The Mini Lotto draw takes place every day with a new top prize offer each day. There are no rollovers meaning that if the top prize is not reached, there will be bigger pay-outs for the players who hit the lower tiers. One main advantage of the Mini Lotto is that there are no minimum and maximum pay-outs. The Mini lottery which falls into the junior category that very few international lotto games belong to gives you the chance to play and win prizes every single day of the week. In addition, its prize amounts reach into the tens of thousand dollars, a windfall that you’d make anyone smile from ear to ear. Since the Mini Lotto is available to foreign players, there are tax implications in which you can be exempted from paying taxes if your winnings are below the set threshold.

Lottoland Lottery Syndicate Management Services

If you play the lottery, you may have come across a lottery syndicate where a group of players comes together to purchase lottery tickets and if they are lucky enough to win, they share the prize in proportion to how much they contributed in the first place. Purchasing ticket prizes for a mini lottery Colleagues, family members, and friends can come together and contribute equal amounts of the lottery amount and in the event they win, the amount is equally distributed among the group. Although the Mini Lotto is already a cheap option, you can still utilize the syndicate where you will afford to buy more lottery tickets and play larger wheeling systems. Sharing the ticket costs with others saves you money while stretching your Lotto budget and increasing your chances of daily winnings.

Lotto Social

Lotto social offers another opportunity for you to save money when playing the lottery. The lotto social programs allow you to play games online from all over the world using a syndicate management service as well as playing instant win games with cash prizes of up to £7000. Instead of paying £2.50 for the draw, Lotto social will give you 10 lines for just £1, which is a massive discount not available elsewhere. Once you are able to take advantage of this offer, you will be able to join the weekly subscription service at the cost of £5 to enjoy

  • 20 lottery lines a week (10 lottery lines for Tuesday & Friday draws)
  • 10 raffle ticket entries
  • 5 free instant win games that put you in a draw to automatically win £7,000

This is a great saving tip on the weekly lottery tickets if you are already playing the mini Lotto draw. In addition, you will get rewards for engaging on the online betting site through referring friends. You will be able to check your point balance and redeem it for any game.

Lottoland Mini Lotto bet might not be the first mini lottery that you will think about when debating on the best lottery bets in the world. However, it is among the cheapest lottery tickets with the best winning odds, daily draws, and tax-free winnings. By playing the mini lottery, you can gain a financial boost that will instantly change your life.

How To Treat Yourself With Pleasures That Pay

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Many of us have probably been brought up with the mindset that you need to work really hard to earn money. While this might be true to some extent, as you will always need to make an effort to do anything worthwhile, perhaps it’s time to shake up this way of thinking.

With online commerce and a world full of opportunities, there are so many ways that you can treat yourself with pleasures that pay, and take what you enjoy doing from passion projects to steady paycheck.

In fact, the truth is that there are so many ways to take what you love and turn it into a lucrative enterprise, and it might be difficult to know where to start. To help you out, in this article we’ll share just some of the many ways to earn money doing the things you love. 

5 Ways to Treat Yourself With Pleasures That Pay

1. Turn Your Green Fingers into Greenbacks

If you’re passionate about growing plants, there is very likely an opportunity to earn some money getting your hands dirty. While you could do this just growing fruit and vegetables and selling them, there are many opportunities for specialised growing too.

For example, mushroom cultivation takes dedication and learning, so if you’re passionate about it, there will be many opportunities for you to grow and sell specialty mushrooms. In addition to this, cultivating selective plants like orchids could prove to be a thriving business, if you’re passionate about tending more delicate plants.

While growing and selling might be your first port of call, with “growing” interest in all kinds of small scale cultivation around the world, you could even turn your hand to teaching people how to grow to earn money (which brings us to the next point).

2. Share Your Knowledge as a Teacher Online

With the advent of YouTube and online learning platforms, there is no limit to the amount of information you can share. If you get really excited about sharing information and connecting with people, this could be an avenue to explore.

What’s more, you can even set up a paid subscription service with certain online platforms, that allow people to subscribe and pay for instalments. While you might use YouTube to build up to this point, there are many ways to monetise your YouTube channel once you have established a loyal audience (for example, working together with brands to promote them online).

However, before you do this it’s important to think about whether the skills and knowledge you have to offer is market ready. That being said, you never know what kind of following you might gain for even the most obscure hobby.

3. Turn Your Love of Sports into Cash

There are many people who are fanatical about sports around the world, but how many people actually turn this passion into earnings? If you’re a true fan, have the dedication to follow stats, and keep up with all the latest news, you could be a prime candidate for sports betting success.

Using a legitimate online gaming platform, you can start to earn money by just doing what you love doing, which is supporting your team, and keeping up with all of the latest fixtures.

Of course, you’ll need to be selective about what platform you use, but once you get going, there is a world of sports betting to take part in, once you’ve set up an account and connected your banking details.

4. Share Your Passion for Exercise

If you love to move your body, why not consider becoming a yoga, dance or fitness instructor, or something similar? What’s great about this passion project is you can do it both in-person and online, and can use the power of social media to grow a dedicated following.

Of course, you may need to spend a bit of money getting certified, but once you’ve done that, you’re free to target and cater for any market you choose, and this is where the fun comes in. This is because while there might be many similar kinds of instructors online, everyone’s body is different, and looking to work with someone who understands their needs.

Therefore no matter what you are passionate about, you are sure to find an audience that likes to move the way you do. Also, with so many people spending so much time sitting at their desks behind computers, being encouraged to move our bodies is now more timely than ever.

5. Tantalise Other People’s Tastebuds with Your Own Cooking

If you’re passionate about cooking, you’re sure to find a willing market wherever you go, as everyone likes to eat!

Whether you choose to offer a cooked food delivery service, or even cooking lessons (online or in-person), there is no limit to the inspiration you can share. With cooking such a big part of our lifestyles today, there is even more opportunity for you to work with restaurants and other foodie institutions once you’ve established yourself.

In fact, even if you’re just passionate about sharing your love of food with friends and family, this could already be a way to bring in some extra income.

As we have covered in the article above, there are many ways to earn money by doing what you love. There are of course many other ways that we haven’t covered, but this article gives you some ideas as to how to turn your pleasures into a paycheck.

Some of what we’ve mentioned includes ideas like growing plants, sharing your knowledge and teaching, online gaming, exercise and fitness as well as cooking. There are so many ways but these ideas are just meant to serve as a starting point to get you going. In fact, why not work together and collaborate with others to combine some of the ideas above for an even more successful business idea?

4 Things You Must Do Before You Buy a Car

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It’s not hard to see why many of us aspire to car ownership. After all, not only is it much safer and secure to drive your own vehicle rather than use public transportation. But having an automobile around means that you can travel anywhere you want if and when the need arises. However, buying a car isn’t a cheap proposition. In actuality, it can put a considerable strain on your finances if you tackle the process lightly. So in the interest of getting a reliable vehicle that you’ll be happy to own at a manageable price, here are a few things that you must do before you purchase an automobile.

1. Make sure that you do your homework

Before you buy a car, one of the first things that you must do is research. After all, automobiles usually require sizable commitments of financial resources. And there’s hardly any reason to spend on a big-ticket item that is unable to deliver the results that you want. More importantly, taking the time to do your homework will also help you find cheaper alternatives and money-saving deals, which will make the purchase easier on your budget.

2. Explore your financing options

Let’s face it: very few of us have enough money to pay off a car in one sitting. And because of this fact, you’re likely to need some form of financing to purchase a vehicle. But while the sheer number of options available can make the task more than just a little overwhelming, it also presents us with a unique opportunity to get what we need on favorable terms. So before you make any commitments, make sure that you explore all available financing options and read through upgrade reviews.

3. Test drive the vehicle first

There’s a good reason why a test drive is necessary when shopping for a car. After all, not only will it give you the opportunity to assess its condition as well as its features. But it will also allow you to check whether or not it will deliver the driving experience that you want out of an automobile. So whether you’re buying a brand new vehicle or a second-hand model, always make sure to test it out first. It will save you money.

4. Check the resale value

Not unlike everything else, cars will eventually depreciate over time. And unless you plan on purchasing a classic automobile, there’s a good chance that you won’t get the same amount of money that you paid for it when the time comes to part ways with the vehicle. However, you can minimize the loss by checking the chosen model’s resale value first. As tedious as it might be, doing so will give you peace of mind that you’ll still get a sizable amount for it when you sell it.

Buying a big-ticket item like a car is never as simple as people make it out to be. However, by investing time and effort into research and preparation, you’ll be able to obtain the vehicle that you will deliver on your needs without having to commit a considerable amount of financial resources in the process.