Comments on: SmartyPig Review http://sweatingthebigstuff.com/smartypig-review/ Spending Wisely: Making Smart Personal Finance Decisions Fri, 03 Feb 2012 01:53:40 +0000 hourly 1 By: Jalane http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-20910 Jalane Fri, 20 May 2011 15:18:39 +0000 http://sweatingthebigstuff.com/?p=1441#comment-20910 I agree with Adrian! We have had to call everyday because they keep telling us our money will be deposited "tomorrow" for 6 days--perhaps i will need to wait another 3 days. They have $600 dollars of our money, our automatic paments have cleared long ago as we stopped them over a month ago. This company needs much improvement on their "RETURN" system!! They sure dont take 9 days to take the money out of your account!! Honestly regardless of interest rate a conventional savings account is a better bet, at least you can walk in the bank and get YOUR OWN money back at any time w/o over a weeks waiting time! I agree with Adrian! We have had to call everyday because they keep telling us our money will be deposited “tomorrow” for 6 days–perhaps i will need to wait another 3 days. They have $600 dollars of our money, our automatic paments have cleared long ago as we stopped them over a month ago. This company needs much improvement on their “RETURN” system!! They sure dont take 9 days to take the money out of your account!!

Honestly regardless of interest rate a conventional savings account is a better bet, at least you can walk in the bank and get YOUR OWN money back at any time w/o over a weeks waiting time!

]]> By: Adrian http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-20210 Adrian Mon, 18 Apr 2011 21:06:24 +0000 http://sweatingthebigstuff.com/?p=1441#comment-20210 Stay AWAY from Smartypig! These guys are serious bad news. I tried to close an account with them and they made me wait 9 business days!! I had over $40,000 with them in deposits and I tried to close the account - but they held it up because they needed 9 (that's NINE) business days to verify whether a recurring (get this) $10/month fund deposit would in fact clear. When I explained that they were holding $40,000 that I needed access to within 5 days hostage for $10 (which they could simply credit back or hang on to for all I care), they SO could not care. Stay away from this bunch - quite rude and inflexible. Oh and their website really works hard to hide their phone number from you.... Stay AWAY from Smartypig! These guys are serious bad news. I tried to close an account with them and they made me wait 9 business days!! I had over $40,000 with them in deposits and I tried to close the account – but they held it up because they needed 9 (that’s NINE) business days to verify whether a recurring (get this) $10/month fund deposit would in fact clear. When I explained that they were holding $40,000 that I needed access to within 5 days hostage for $10 (which they could simply credit back or hang on to for all I care), they SO could not care. Stay away from this bunch – quite rude and inflexible. Oh and their website really works hard to hide their phone number from you….

]]> By: Daniel http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-687 Daniel Sun, 14 Feb 2010 01:15:30 +0000 http://sweatingthebigstuff.com/?p=1441#comment-687 Agreed, putting thousands of dollars on a gift card sounds like a terrible idea. But if I'm cashing out, maybe putting $50 or $100 on an amazon card might be nice (maybe as a system of rewarding yourself?). Agreed, putting thousands of dollars on a gift card sounds like a terrible idea. But if I’m cashing out, maybe putting $50 or $100 on an amazon card might be nice (maybe as a system of rewarding yourself?).

]]> By: Little House http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-686 Little House Sun, 14 Feb 2010 00:41:47 +0000 http://sweatingthebigstuff.com/?p=1441#comment-686 I like the sound of the higher interest rate. BUT, I don't know if I like the idea of putting your hard earned money on store gift cards. This seems geared towards a younger audience. I think Lean Life Coach hit it on the head, kids could benefit from this. Especially when asking relatives to donate money! :) .-= Little House´s last blog ..<a href="http://feedproxy.google.com/~r/LittleHouseInTheValley/~3/ZwEKF6NtOc8/" rel="nofollow">Posts that Popped, and Grabbed My Attention</a> =-. I like the sound of the higher interest rate. BUT, I don’t know if I like the idea of putting your hard earned money on store gift cards. This seems geared towards a younger audience. I think Lean Life Coach hit it on the head, kids could benefit from this. Especially when asking relatives to donate money! :)
.-= Little House´s last blog ..Posts that Popped, and Grabbed My Attention =-.

]]> By: Daniel http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-684 Daniel Sat, 13 Feb 2010 23:02:15 +0000 http://sweatingthebigstuff.com/?p=1441#comment-684 Great point, I can definitely see kids getting excited about that and getting money deposited instead of cash or check. At least someone could use the feature! Great point, I can definitely see kids getting excited about that and getting money deposited instead of cash or check. At least someone could use the feature!

]]> By: LeanLifeCoach http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-676 LeanLifeCoach Sat, 13 Feb 2010 00:50:31 +0000 http://sweatingthebigstuff.com/?p=1441#comment-676 Just a thought... the social aspect for an adult is weird but what about for a kid? Grandma and Grandpa would probably enjoy the opportunity to contribute and the kids would have a lesson in managing a savings account! .-= LeanLifeCoach´s last blog ..<a href="http://eliminatethemuda.com/2010/02/why-the-gdp-needs-a-makeover/" rel="nofollow">Why The GDP Needs A Makeover</a> =-. Just a thought… the social aspect for an adult is weird but what about for a kid? Grandma and Grandpa would probably enjoy the opportunity to contribute and the kids would have a lesson in managing a savings account!
.-= LeanLifeCoach´s last blog ..Why The GDP Needs A Makeover =-.

]]> By: sahmCFO http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-668 sahmCFO Fri, 12 Feb 2010 14:19:57 +0000 http://sweatingthebigstuff.com/?p=1441#comment-668 With 3 kids to save up for Christmas for - 4% is still better than the ING rate:) .-= sahmCFO´s last blog ..<a href="http://sahmcfo.wordpress.com/2010/02/11/tvinternetphone-bundle-negotiations/" rel="nofollow">TV/Internet/Phone Bundle Negotiations</a> =-. With 3 kids to save up for Christmas for – 4% is still better than the ING rate:)
.-= sahmCFO´s last blog ..TV/Internet/Phone Bundle Negotiations =-.

]]> By: sahmCFO http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-665 sahmCFO Fri, 12 Feb 2010 14:02:35 +0000 http://sweatingthebigstuff.com/?p=1441#comment-665 I was going to set up an ING sub-account for my "christmas gift fund". But the retail bonus sounds very interesting. I would be in effect earning 12% on my money that I would be spending at Amazon.com. Great tip! .-= sahmCFO´s last blog ..<a href="http://sahmcfo.wordpress.com/2010/02/11/tvinternetphone-bundle-negotiations/" rel="nofollow">TV/Internet/Phone Bundle Negotiations</a> =-. I was going to set up an ING sub-account for my “christmas gift fund”. But the retail bonus sounds very interesting. I would be in effect earning 12% on my money that I would be spending at Amazon.com. Great tip!
.-= sahmCFO´s last blog ..TV/Internet/Phone Bundle Negotiations =-.

]]> By: FFB http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-663 FFB Fri, 12 Feb 2010 13:42:37 +0000 http://sweatingthebigstuff.com/?p=1441#comment-663 I've been interested in SmartyPig because of the higher rates. The bonus on the gift cards is intriguing too! .-= FFB´s last blog ..<a href="http://feedproxy.google.com/~r/FreeFromBroke/~3/3ieaAzZOSDU/monster-turbotax-online-tax-software-2009-review.html" rel="nofollow">Monster TurboTax Online Tax Software 2009 Review</a> =-. I’ve been interested in SmartyPig because of the higher rates. The bonus on the gift cards is intriguing too!
.-= FFB´s last blog ..Monster TurboTax Online Tax Software 2009 Review =-.

]]> By: Daniel http://sweatingthebigstuff.com/smartypig-review/comment-page-1/#comment-666 Daniel Fri, 12 Feb 2010 13:07:20 +0000 http://sweatingthebigstuff.com/?p=1441#comment-666 Amazon only gives 4%, but depending on where you shop, it can be more. I do a lot of my shopping on Amazon anyway, so next time I do, I may create a "shopping" goal and then stop it and cash out and earn the bonus. Who doesn't love free money? Amazon only gives 4%, but depending on where you shop, it can be more. I do a lot of my shopping on Amazon anyway, so next time I do, I may create a “shopping” goal and then stop it and cash out and earn the bonus. Who doesn’t love free money?

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