November was a difficult month for me in terms of keeping to my budget. I had two unexpected expenses totaling $265, but adjustments to other categories kept me at only $115 over my projected budget.
I expect December to be a good month for me. The only expenses I expect are new sneakers ($41) and getting my suit jacket tailored (~$30), and miscellaneous expenses, which includes snacks, laundry and dry cleaning, and pharmacy items, should be well under my projected budget. I adjusted my miscellaneous expenses down to $160 for the month. That still sounds high, but while I expect the best but plan for the worst. However, I am paying the cable bill 2 months early as a favor to my roommate. That will even out later. Also, Lauren, my fantastic girlfriend, has a birthday at the end of the month. Any suggestions about what to get her?
In terms of the blog, it’s been an exciting month for Sweating The Big Stuff and I’m excited to say that readership has been increasing. I’ve committed to posting more regularly and think I have found a groove that allows me to present new information while giving my insight as well. Of course, any help you provide by promoting the blog (to facebook, twitter, word of mouth) is much appreciated. At the bottom of each post are links to various social networking sites. I encourage you to post the ones you find interesting. Also, don’t forget to subscribe or get articles emailed to you.
Let’s take a look back at my favorite posts from November
These should help you with you get started with your budgeting as well as some ideas about planning:
These two articles show how you can save a lot of money in both the short run and the long run:
These articles explain a financial idea and tool and gives you a little of my perspective on the current market: