Category Archives: Cell Phone

Most Popular and Useful Security Apps for a Smart Phone

The following is a post from staff writer Crystal at Budgeting in the Fun Stuff, where she writes about finding the balance between paying your bills, saving for your future, and budgeting in the fun stuff along the way.

Buying a smart phone is a major investment because you spend hundreds of dollars and are often locked into a long term contract. Since you are making such a big investment, you may want to make sure that your phone’s data is protected from theft and programs trying to access your information. Here are a few useful security applications to protect your phone.

Smart Phone Security App #1 – McAfee WaveSecure

You have probably heard of the McAfee name before. The company is one of the largest antivirus and malware protection companies in the world. WaveSecure is protection software that stops users from being able to get away with stealing your phone. If your phone is stolen, McAfee lets you lock your cell phone down from a distance and erase all of the data from it. You can then track your phone automatically via its GPS system and also stop thieves from manipulating your SIM card.

Smart Phone Security App #2 – Lookout Mobile Security

Downloading apps and programs can be a risky business. You are never quite sure if an app that you are downloading is totally secure or if it has a Trojan virus within it. Lookout Mobile Security protects smart phone users from malicious software downloads. The software does this by checking for viruses before downloading any applications. All of the phone’s data is backed up and securely protected. The mobile security application can also help you track your phone down in the event of theft.

Smart Phone Security App #3 – Webroot

Webroot is a popular PC and mobile protection software that protects Android smart phone users against malware and spam. Webroot will scan web pages and URLs to make sure that they are safe before accessing the page. You can keep pages with viruses from opening so that your operating system will not get infected. This is useful software for mobile Internet surfers that want to make sure their phones are protected.

Smart Phone Security App #4 – Portscan

Portscan is great for iPhone users that want to be sure that there are no areas of vulnerability on their phone. Portscan will check every single port and let you know via report form what applications and programs are accessing your system. You can schedule port scans to randomly scan your system for thorough updates.

Smart Phone Security App #5 – Find My iPhone

According to Daniel, Find My iPhone allows him to locate his iPhone using GPS, lock it remotely, and even wipe the date remotely. He pairs it with Google’s 2 Step Verification, so that if a thief does turn off the phone, he can still go online and deactivate all of the Google services.

My Personal Experience – Total Equipment Protection

My first Samsung Epic was stolen from my purse while donating blood earlier this year. I didn’t have any security apps installed at the time, so my phone was just gone. Now I have the Total Equipment Protection App, which works similarly to McAfee WaveSecure and Find My iPhone. If my phone is lost or stolen again, I will be able to log on to my account from any Internet connection and use my pin to lockout anybody, locate my phone, sound an alarm, or simply erase all of my data.

What other smart phone security apps do you suggest?

How to Be a Frugal iPhone Owner

When you hear that someone bought an iPhone, it sounds expensive. With a new contract, the phone itself is $200. Then you need the mandatory package of minutes and data. Plus text messages. Oh yah, and you’ll want some apps too. While I’m a fan of lifestyle inflation, if you’re not careful it can get out of hand. Since I was on a family plan, the real cost was only $30 versus the alternative.

When I got my iPhone, I sort of knew what I was in for, and I didn’t want to spend $10-$20 per month on apps, which I could easily reach if I took recommendations from friends on fun games and cool apps. But I wanted to be a frugal iPhone owner, if there is such a thing.

I vowed not to pay for apps. I couldn’t justify paying $200 per year on one-time purchases and apps that I would likely use and then forget about. They are the ultimate impulse purchases.

But what is an iPhone without apps? How did I do it?

Take Advantage of Free Apps

First, there are many free apps, so first I took advantage of those. Some apps have ‘lite’ versions, which don’t include all the features, but usually give a good enough taste. For example, TrackerLite lets me track packages. I have no idea what the limitations are, maybe the full version doesn’t have an advertisement at the top, but that’s definitely something I can live with.

Unlock Special Features

Second, I jailbroke my phone. What does that mean? It means that Apple restricts the phone’s use and doesn’t allow certain apps into their App Store. So if an app uses the volume buttons to take pictures, Apple will ban it. By jailbreaking my phone, I got access to many more apps that Apple didn’t like, but that can do wonders for a phone.

It Never Hurts to Ask

When I really wanted a paid app and had no choice, I had no choice but to do something crazy: I asked the creators for a free copy. And most of the time, they listened. My favorite app, IntelliScreen, lets me see my calender, email, and weather without unlocking my phone. The downside is that it cost $10, and I definitely wasn’t prepared to pay that. So I emailed asking for a free copy and I got a response saying,

“I always find it odd that people ask for a free $10 app but have enough money for a $300 phone and a $90/month phone bill. Explain it to me and I will hook you up.”

Alright, well that was pretty simple. I just told him that I was able to sell unneeded accessories and my old phone and was therefore able to get a free iPhone and service for a few months.

His response? “A deal is a deal. License added. Enjoy.”

Since it never hurts to ask, I always give it a shot. Sometimes it works and sometimes it doesn’t.

Sell it for Profit

Sometimes, having an iPhone can actually make you money! I was able to sell my iPhone on Craigslist for a $70 profit (after using it for several months!) when I decided to upgrade. A better phone AND I make money? Score!

I definitely spent money on my iPhone, no question about it. But I love that phone and I think I did a good job of controlling costs and keeping the costs reasonable.

Readers, is there such a thing as a frugal iPhone owner? What tips do you have to keep costs low and fight the urge of impulse purchases?

Run Your Business Like You Run Your Finances

I was emailing back and forth with a reader and this came up:

“My work wants me to get a smartphone, which is great. They’re willing to pay for it, but are being such a pain. Instead of simply paying me $35 for the increase in cost of my current plan, they are making me get me a whole new plan, which costs around $75. What a waste!”

Um, yah! He’s not the only employee in this position, so the company is spending a ton of extra money on phone plans because of some silly bureaucratic practices.

The way I define saving is when you pay less for an item that you were prepared to pay for anyway. I am not impressed with people who get save $900 on a tv but spend $2,500 on it. How much you spend on an item is far more important than how much you save on it.

This reader’s situation is exactly what I call a waste. The company could get the plan for $35, but instead has rules that require it to pay a $40/month premium for each employee.

I’ve heard of people running their finances as if it were a business. In this case, it should be flipped. If businesses made saving a priority, there would a lot more waste.

Readers, what bureaucratic practices make you go crazy?

Free iPhone and 2 Months of Free Service

Yesterday I announced that I was getting an iPhone, but I didn’t simply decide to get one, walk into the AT&T store and sign up. I was much more involved and I did a lot of research before finally pulling the trigger.

As we know, the cost of the iPhone was $200 and the monthly service is $30 i addition to the service I already have.

I already had some of the iPhone features like tracking my Nike+ runs and the ability to make calls. I bought a Nike+ sportband last summer that broke recently, but since the damage was caused by sweat getting into the display (a common problem) Nike replaced my sportband with a new version for free. Sweet, right? Well, it gets better.

Nike not only replaced my sportband, but they sent me an extra sensor. Well, that’s perfect because the iPhone only needs a censor to track my runs. So I was left with a brand new sportband and censor. I decided to sell it and see how much I could get for it. Well, I was able to snag a cool $40 for it, which I’m very happy about.

$40 down, $160 to go.

Next, since I was having trouble with my phone, AT&T sent me a brand new replacement phone for free. Well, I didn’t need that, so I put it up on craigslist and sold it for $125. Nice!

$165 down, $35 to go.

Finally, since I was having such terrible problems with my AT&T phones (one broke and then the replacement broke two days later!) that the customer service department gave me $105 off my bill to compensate for my inability to make calls or send text messages for about a week. Amazing, right?

$270 down, -$70 to go.

So what does that extra $70 go toward? My first two months of iPhone service!

By being resourceful, I was able to subsidize my iPhone purchase by selling unneeded products (that I got a TON of use out of) for over $250!