It is my pleasure to be able to host the Third Weekly Carnival of Money Pros. You may remember The Money Pros group from our stock picking contest a few months ago, and it turn out I’m doing pretty well in that, I’m in second place so far!
This is your friendly reminder to change your clocks forward an hour today. Also, set extra alarms, iPhones have a history of getting mixed up around this time of year. And there’s nothing worse than skipping an alarm clock on Monday morning!
Check out all the wonderful entries, there’s enough reading here to get you through the week! Enjoy!
Dr. Dean @ The Millionaire Nurse Blog writes The Girl With The Dragon Tattoo: Ten Personal Finance Lessons! – You can find lessons and re-enforce important principles of personal finance anywhere if you take the time to look. In the best selling trilogy by Steig Larson, I found quite a few interesting lessons.
Busy Exec @ The “Busy Executive” Money Blog writes Looking to profit from the next real estate bubble – In my opinion, it’s never a time to dive headfirst into completely unfamiliar territory where a significant amount of hard earned capital could be lost. If you’ve never held a hammer, changed a light bulb, or evaluated a property, don’t believe that you can purchase and rehab a house back to market value this upcoming weekend. You must prepare to succeed.
Ken Faulkenberry @ AAAMP Blog writes 32 Investment Rules and Strategies to Make You a Better Investor – These 32 investment rules and strategies will reduce your number of mistakes, help you take prudent risks that favor positive returns, and make you a better investor.
Jen @ Master the Art of Saving writes Save Money: Embrace Free – One of the best ways to save money is to take advantage of free stuff. It sounds like a no-brainer, but sometimes our perception is a bit skewed when it comes to this notion. Why do we sometimes perceive something that’s free to be of lesser quality than what we pay money for?
Jeremy Waller @ Personal Finance Whiz writes Sometimes It’s The Simple Things in Life – There’s the saying that the best things in life are free. Recently we’ve cut out budget way back to help meet some of our financial goals this year. That means our fun budget is pretty thin right now. But that didn’t stop us from having a great weekend.
Don @ MoneySmartGuides writes The Government Supports The Rich With Foreclosures – The US Government has tried many times to thwart off the rise of foreclosures from the bursting of the housing bubble. They came out with catchy programs: HARP, HAMP, and now HARP2. Sadly, none of these tricks worked.
MR @ Money Reasons writes Working Two Jobs At Once – Making Twice As Much – My buddy worked two jobs last year at the same time and made twice as much money as he could have normally made by working only one job. Read his story!
Suba @ Broke Professionals writes 5 Things to Consider Before Deciding To Pay off Debt or Invest – Owning a home with a white picket fence is beginning to cost more than we expected, not to mention consumerism that is brainwashing us to get the latest deal on a gadget we don’t even need. Because of the way society is shaped, many of us end up in loans we never would have gotten into if it wasn’t for the normalcy we attribute to it.
Erika @ Newlyweds on a Budget writes Paying off my student loans – Pay off student loans faster to save money on interest and get out of debt faster.
Crystal @ Budgeting in the Fun Stuff writes Spent $1000 in 24 hours, Ouch! – We bought a new desk, a new office chair, and a new tablet (Asus Transformer).
Ashley @ Money Talks Coaching writes We Applied for a Mortgage Refinance – Well, after much discussion and back and forth we finally applied to refinance our mortgage! We have a rate of 3.875% locked in and we have submitted all our paperwork so now we wait and see what they have to say.
101 Centavos @ 101 Centavos writes Canadian Natural Resources and the Ecology of Business – In my day job, I have to scour the planet for the cheapest/best/safest companies to manufacture our company’s products. This gives me a unique insight on companies.
KT @ Personal Finance Journey writes Why We Decided Not to Buy a House…. – Many people think that homeownership is the American dream, but I disagree. I’m a proud renter, and it’s not that I can’t afford a house – I can actually afford a really nice, big house. I just choose to rent a nice big house instead. Here’s why…
Eddie @ Finance Fox writes Do You Budget? – Prior to budgeting I spent money I didn’t have because I didn’t want to feel deprived of anything. I wanted to experience life to the max. I always found a way to justify the purchase to myself, and bought whatever I wanted in the end. Obviously I didn’t think about the repercussions and after years of being in debt I woke up and realized the mess I had created.
Luke @ Learn Bonds writes What does GM know about savings bonds? – What do you do if you make more cars they people want to buy? A short-term solution is to discount the car through big rebates . .
Kevin @ Thousandaire writes My Girlfriend Signed Up for PerkStreet – The PerkStreet Rewards Checking Account is a great way to earn rewards for debit card purchases, and doesn’t charge a monthly fee. It’s a great account.
Evan @ My Journey to Millions writes My March 2012 Net Worth Update – From January 2011 to February 2012 my net worth has increased 95.30% – I think next month will finally be the month where I double my net worth!
krantcents @ KrantCents writes The 3 G’s of Success – The 3 G’s of Success is the Seventh in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you have been.
LaTisha @ Financial Success for Young Adults writes The Hierarchy of Financial Aid – Financial aid packages such as grants, scholarships and work-study are considered -free- money that does not have to be repaid. Learn about money for college.
SFB @ Simple Finance Blog writes The Not-So-Simple Way To Buy Savings Bonds – I thought the government’s new method to buy savings bonds was supposed to make the process simpler? Why I find fault with the TreasuryDirect system.
Tushar @ Start Investing Money writes The Golden Rule of Smart Investing: Pay Yourself First – It is incredible how many people live from paycheck to paycheck. It might be the way of millions of people, but it isn’t the smart way. It certainly doesn’t make life easy when it comes to investing for your future. If you put everyone and everything else first financially, you won’t have any money left by the end of each month to invest in something for you. Get smart! – pay yourself first!
Dana @ Not Made of Money writes 8 Reasons Why You Should Not Transfer Your Student Loan Debt to a Credit Card – The average American college student graduates from college with $25,000 in student loan debt according to CNN. That student loan debt can be repaid in 10 to 20 years. Often, if you stretch it out over 20 years you may have a more manageable monthly payment, but you will spend nearly as much on interest as on the loan itself.
Daisy @ Add Vodka writes How Different Debt Relief Strategies Affect Your Credit – There are multiple options for getting relief for your debts. Depending on your specific situation, some debt relief strategies will work better than others. Many times consumers will avoid their debts because they do not know all of the options!
Dividend Ninja @ The Dividend Ninja writes Using Dividends For Passive Income In Retirement – written by Hank Coleman My father-in-law was a bank executive for over thirty years at a large regional bank in the United States, and he amassed quite a bit of his company’s stock through options over his career. Now, in addition to his pension, he also has quarterly dividends that support him in retirement. That is the beauty of dividends. They are truly a passive income stream.
FG @ Financial God writes Why are Manufacturing Jobs Leaving the US? – There’s a neat post on just why manufacturing has been leaving the U.S. to other countries in drove. Why is this? Is it cause of wages? High costs? Perhaps excessive regulation and cronyism has something to do with it.
A Blinkin @ Funancials writes I Love Bank of America And Their New Fee Schedule – When you read this title you probably thought I was being sarcastic, but I wasn’t. I know a lot of America is outraged over Bank of America’s announcement this morning to revise their fee schedule, but I’m not jumping on the bashing bandwagon. I happen to love what they’re doing.
Aloysa @ My Broken Coin writes Do You Know Why You Spend Money? – If you think that shopaholics want to go shopping all the time, you are wrong. The urges to run to the blissful place that I call The Mall come and go in waves. Usually it happens on days when I am stressed and feel vulnerable. Here is a list of reasons we spend money.
Amanda L Grossman @ Frugal Confessions writes Myths and Rituals that Perpetuate the Mystery and Power of Money – Early Saturday morning after several bouts of tossing and turning I decided to go to the living room and grab my laptop for a little flow-of-consciousness
PITR @ Passive Income To Retire writes Proof Owning Blogs is More Profitable than Staff Writing – Ever wondered if owning blogs is more profitable than staff writing? Find out how long it takes to earn more money.
Money Cone @ Money Cone writes The Many Inventions of Steve Jobs – Steve Jobs was a visionary, a technologist, husband, father and an inventor. Jobs is listed on 342 patent applications, either as an inventor or a co-inventor ranging from computer software to staircases. Here are some of his other inventions:
Beating Broke @ Beating Broke writes Reader Questions: IRAs, 401ks and Dividends – Reader David asked a question about IRAs, 401ks and dividends. Here is my answer. What are your thoughts?
Wayne @ Young Family Finance writes Affordable Modes of Transportation – Affordable modes of transportation may seem rare, but they really aren’t that hard to find.
Jon Rhodes @ Affiliate Tips writes What is the best affiliate program? – This article talks about the best affiliate programs that suit you and your online business.
Jon the Saver @ Free Money Wisdom writes Top 10 Dream Retirement Locations on the Cheap – Retiring in a tropical paradise doesn’t have to cost much. Check out these top ten retirement locations that will leave your wallet alone.
Jeffrey @ Money Spruce writes Multiple Bank Accounts: Is More Better or Worse? – Opening multiple bank accounts can be better for organizations, but it can also be confusing, too.
Hank @ Money Q&A writes Ten Ways To Cut Costs On Moving Expenses – Moving is expensive, but that does not mean that there are not ways to cut costs. You can save a lot of money on your move by planning ahead and thinking outside of the box a little.
Corey @ Steadfast Finances writes 5 Inflation Survival Tips That Will Save You Money – Learn about 5 inflation survival tips that will help you save money.
Corey @ 20s Finances writes Jobs in College – Part 2 – Are you looking for the best jobs in college? It’s hard to say which one is the best job in college, but it is clear that having a job in college has its benefits as I discussed last week . What are the job opportunities available to college students? What do certain jobs offer to college students? These are all questions that college students have. I’m here to help change that.
YFS @ Your Finances Simplified writes Hiring A Financial Planner? 5 Good Reasons Why You Should – Your finances is something that you should always get in order. After all, much of your future and your family’s depend on the financial decisions that you make in life when you were younger.
Jason @ Work Save Live writes Does Fear Control Your Life? – What’s Holding You Back? Why are you scared to take risk – the risk of following a new career path, pursuing a dream job, starting a website or blog and sharing your story? Why are you scared to test your limits and challenge the things that you think you’re capable of?
Shaun @ Smart Family Finance writes Why It Is Time To Invest In Your Family – Here are a few ways to invest in your family and produce beneficial financial results that could protect them in the long term
John @ Married (with Debt) writes Make a Monthly Debt Budget: Rule 3 – A debt budget spreadsheet puts everything in one place, keeps you focused, and prevents missed or late payments.FREE spreadsheet inside!
MMD @ MyMoneyDesign writes Is 2 Percent the New Safe Retirement Withdrawal Rate? – Are you planning to withdrawal 4% from your nest egg in retirement? What if I told you some analysts think 2% may be a more appropriate figure. Let’s calculate the numbers and see for ourselves.
D.J. @ The Family Wallet writes Finding Inexpensive and Free Activities for Your Family to Enjoy – Admission to amusement parks and zoos, accommodations, and travel expenses can add up in a hurry, especially when you take the kids along. Even less expensive pursuits can cost us more than we realize over time. But with a little imagination, we can find free alternatives to these activities. Here are a few examples.
Kyle @ The Penny Hoarder writes How to Buy Your First Rental Property – Buying an investment property is a big deal. It is a huge asset for most individuals, and it requires work. Many individuals actually view owning a rental property as being more similar to a small business than an investment, because it involves tenants (customers) and vendors.
Jester @ The Ultimate Juggle writes Do You Spend Enough Time on Yourself? – Do you need more time to relax? Find out how to maximize your efficiency and create time for yourself.
Ryan @ Early Retirement Investments writes Finding Money for Retirement When Your Paycheck is Small – Even if you do not have a large paycheck you should still try to save some money for retirement. Here are some of my best tips.
Steve @ Money Infant writes A Tax on ALL Sinners – A sin tax a regressive tax that is levied on items considered to be vices such as alcohol, tobacco and gambling. These taxes can also be called a sumptuary tax.
Investor Junkie @ Investor Junkie writes What Is Profit Margin? – Looking at the financial position of the company can help you figure out whether or not a stock is likely to make a good buy for your portfolio. One of the fundamentals to consider is profit margin. There are three common profit margin considerations that can provide you with helpful insight regarding a company:
Miss T. @ Prairie Eco Thrifter writes Learn How to Eat Healthy on a Budget – More people would eat organic if it didn’t come with such a high price. This doesn’t have to be the case. Here is a list of foods that you don’t have to buy organic (some people refer to it as the clean 15) as they are not heavily sprayed with pesticides making them healthier options.
Marie @ Money Spending Mommy writes Vacation Planning on a Budget – If you’re strapped for cash and you’re dreaming of an out-of-town vacation this year, there are plenty of ways to make your wish come true. If you’re willing to think out of the box and sacrifice a few luxuries, you can save a bundle while still enjoying a fun trip. Try these strategies to enjoy your vacation on a budget:
Matt @ Living in Financial Excellence writes Embrace the Difficulties in Your Life – Remember: You can continue to run from your wild beasty problems and blame them for your lack of progress, or you can tame them and use their strengths to help move you toward your goals. It’s your call.
Linsey @ 1099 Mom writes Small Business and Your Credit Score – With so many companies offering to show you a free credit score, it may be confusing to know the importance of it. If you are a small business owner who is in the start up phase, or one who may need to expand your business soon, it’s an important thing to understand.
J.P. @ Novel Investor writes Best Stocks For A Cashless Society – Globalization and technology improvements have made the cashless society trend a potential reality. Here we cover several stocks that may profit from the continuing tend.
Teacher Man @ My University Money writes RRSP Contributions vs Paying Off Credit Card – After the seasonal marketing push for RRSP contributions that we recently seen exert its pressures the last few weeks, it struck me just how single-minded the whole thing seemed to be.
Dave Hilton @ Debt Black Hole writes Are Checks An Archaic Financial Tool? – How often do you write a check? Probably not as often as you used to.
Kari @ Small Budget Big Dreams writes Hired Help: Lazy or Economical? – The BF and I have recently been debating whether we should hire a housekeeper. Is, “outsourcing” our cleaning lazy? Or a smart economic decision?
Steve @ The Loonie Bin writes Round Two: the RRSP – Here’s the low down on the RRSP; is it right for you?
Glen Craig @ Free From Broke writes The Best 0% Purchase Credit Cards – Want to make a large purchase? Finding the best 0% purchase credit card offer can help you make your purchase as well as gain some nice benefits, payment terms, and more.
Steve Zussino @ Grocery Alerts writes 20 ways to collect Air Miles Rewards Faster – Air Miles is one of the best reward programs but many people do not know what the secrets are on the Air Miles program and I wanted to share 20 ways you can collect Air Miles faster with Air Miles secrets
Melissa @ Fiscal Phoenix writes Fundamentals Put the Fun in Investing – Most investment managers and mutual fund managers use fundamental analysis to pick stocks for their portfolio. If you are interested in learning how to choose great stocks, then fundamental analysis is the perfect place to get started.
Jeffrey Strain @ The Frugal Toad writes 11 Ways to Save Money While Skiing – Whether you ski locally or abroad, saving a few dollars while you’re doing it might help you enjoy more trips per year and have a better time while you’re there. Here’s a list of several ways to keep costs down when you go. Hopefully you’ll find one or two you haven’t thought of.
Suba @ Wealth Informatics writes Are men financially irrelevant now? – Education and employment statistics point to a clear and growing dominance in women’s status at home and in the workplace. Are men primed for a comeback or have the old rules changed for good? Are men financially irrelevant now?