Get a $150 Referral Bonus When You Become an Uber Driver

If you’re considering becoming an Uber driver, NOW is the time!

The referral bonus for new Uber drivers has traditionally be lower, at $50 in most cities, but Uber has increased the new driver referral bonus to $150 in many cities! The bonuses vary by city, so it may be more or less in certain cities. For example, right now it’s $300 in Washington, DC, $400 in Boston, and $500 in Los Angeles!Become an Uber Driver

It’s very easy to get started, and there are only a few steps you need to take to get paid your bonus:

  • Sign up here
  • Upload all required documents to their partner dashboard
  • Get vehicle inspected
  • Complete 20 trips (this number varies by city, but should take about 3 hours of Uber driving)

When I signed up, I got paid a $50 Uber referral driver bonus after just the first Saturday night of driving for Uber. It couldn’t be easier to earn the bonus, so sign up now!

The whole process is pretty quick, and if you have any questions about the approval process, leave them below. I’m happy to answer them for you!

So what are you waiting for? Sign up to become an Uber driver here and get your $150 bonus now!

Uber Sign Up Bonus

Traveling on a Budget: Why Limited Income Doesn’t Have to Mean Limited Experiences

The idea that travelling the world has to be expensive is a myth. When done carefully, it’s absolutely possible to see the world without spending a fortune, which is good news for those of us who stick carefully to a budget every month. Saving for an international trip can take some time, but knowing that it’s possible to have great experiences on a low-budget trip is helpful.

Budget travel requires forfeiting some luxuries and conveniences, but it’s made up for in authentic experiences. You won’t be flying first class (in fact, you might be flying in a smaller than average seat on one of those budget airlines that would charge you for a beverage), you won’t be staying in a luxury hotel and eating at the finest dining establishments, but you will get an authentic look at a beautiful culture and get the privilege of engaging with its people on a more intimate level. These experiences are priceless.

Cutting Back Can Mean Authenticity

When travelling, it can be argued that the more you spend, the less authentic your experience within the culture will be. Spending more money, especially in a foreign country, will mean you’re staying in nicer hotels in nicer parts of the city, away from where the local people live and work. This isn’t necessarily a bad thing, but one of the best parts of travelling is the opportunity to engage in a new culture. Travelling on a budget means you are likely going to be able to engage with the people and culture on a much deeper level.

While there’s nothing wrong with hitting up major tourist attractions and landmarks when you visit somewhere new, don’t spend all your time where the tourists flock. Strike up a conversation with someone on public transportation or at a restaurant and ask them where they’d recommend you go for an authentic cultural experience. Talking to people and getting to know why where they live is special to them will often lead to far richer experiences than Googling “things to do in ___.”

Engage With Locals

The best advice for eating in a new culture is to look for where the locals are eating and order whatever they’re having. Getting away from popular tourist areas to eat is a great practice when travelling. Not only will you be able to find more authentic (and often more delicious) food, but it will likely come at a much lower price. If you aren’t sure what exactly you ordered for lunch, that’s okay. Sometimes it’s better not to know.

Save With Hostels

If you’re travelling alone or with friends, hostels are probably the most affordable lodging option. A hostel dorm bed can sometimes costs as little as under $10 a night. While you have less privacy, you have more money to spend on other things than a mattress, pillow, and shower. Airbnbs are often very affordable in other countries as well, which is a great option for couples who would like a little more privacy or travelers who want a comfortable place to spread out and call home during their stay. You can also rent a room in a local person’s house, which is another fantastic way to intimately engage with a new group of people and understand their culture on a much deeper level.

Travelling can really cost as much or as little as you’d like, to an extent. It’s important to remember that no matter where you go, there is a unique culture full of beautiful people who all have a story. Spending less money on your travel and intentionally spending your time truly engaged with the culture will provide an experience of a lifetime with limited expense.

How Much Cash You Need To Buy A Home

Are you contemplating buying a new home? If so, have you ever considered how much cash you will need to have on hand? Many consumers would love to buy property, but find that their budget will not support the major expense. Of course, the cost does not deter some consumers from turning their dream into a reality. Regardless, if you are going to take out a mortgage, you will need a significant amount of cash on hand. Below, you will discover a list of factors that will help you determine your cash needs.

Average Down Payment

The average down payment requirement for a home is 20 percent. However, there are factors that can help reduce this amount. These factors include you income and credit history, as well as the lending program. If you have a high credit score, you may not be required to make such a large down payment. If your income falls within the median range, you could qualify for a lower down payment.

According to recent government data, the median household income in the United States is $56,500. About half of all Americans will fall above this amount and the other half will fall below. The lender will help you determine if you qualify for a lower down payment.

Poor Credit History

As mentioned above, a low credit score can impact the amount of cash you will need for a down payment on a new home. In fact, some lenders will require a down payment of 20 percent or more, if your credit score is between 300 and 629, it is consider bad. A credit score between 630 and 689 is consider fair, score between 690 and 719 is good and 720 and 850 is excellent.

Better Interest Rate

While some consumers do not have enough cash on hand for a down payment, others have access to plenty of cash. If you have most of the cash and only lack about $2,000 you could always take a short-term loan. This will give you enough money for the down payment, so you there will be no more excuses not to buy a home. The experts at offer fast cash for emergencies and other purposes.

Paying more down on a home can help lower your interest rate. Even if the lender you are working with requests a lower down payment, it would be in your best interest to pay more.

Mortgage Insurance

Consumers who are strapped for cash, but have a high credit score can save money by just agreeing to pay mortgage insurance. The purpose of this insurance is to protect the lender from financial loss associated with a default of a loan. This is when the buyer does not make mortgage payments. Of course, this is something that no consumers want to do, because it will have a negative impact on the credit score.

Mortgage insurance is beneficial to homebuyers as well. It helps them lower their down payment and many lenders will automatically remove the insurance after 20 percent of the loan is paid off.

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