Where to Sell Your Stuff to Make Money

Where to Sell Your Stuff to Make MoneyDo you want some extra cash in your pocket as soon as tomorrow? If so, then consider selling your “useless” junk! Chances are good that you’ve got dozens of valuable items in your home right now that you’ve completely forgotten about. Instead of letting them sit there and collect dust, why not sell them on sites like Craigslist or eBay and make some extra cash? Let’s take a look at some places where you can sell your stuff to make extra money.

  1. Craigslist

Most of you have probably heard of Craigslist before. If you haven’t, here’s what to expect: it’s a classified advertisements website where you can post ads on just about anything – housing, jobs, services, etc. The ‘for sale’ section of the website is where you can list the items you’re selling. Just remember that unlike eBay, the transaction does not take place online. Instead, you arrange to meet with the buyer in person for the transaction.

One of the prime advantages to selling stuff on Craigslist is that you get paid quickly and in cash. Rather than wait for funds to clear in your PayPal account, you’ll receive your money immediately. This comes in handy if you’re in a hurry to pay bills. The drawback to Craigslist is that you never truly know who you’re meeting until you meet them.

This does carry a degree of risk since you don’t really know the intentions of the person you’re meeting. But as long as you meet the buyer in a public place, preferably with another person, there’s no reason why Craigslist can’t be a safe and reliable place to make money selling your stuff.

  1. eBay

As the world’s largest e-commerce website, you should have no problem selling your old or unused stuff on eBay. Selling on eBay is relatively straightforward: post an image of the item you’re selling, along with a description and price, and wait for a sale. There are two distinct selling formats you can follow on eBay:

  • Buy It Now: As the name implies, this format allows you to set your item to a specific price. So if you price the item at $79.99, then this is what you’ll get for it. The only exception is when use the ‘or best offer’ option which basically allows potential buyers to A) Purchase the item at your buy it now price, or B) Offer you a price that they’re willing to pay.
  • Auction: When you put an item up for auction, there’s no guarantee that you’ll sell it for a specific price. Instead, the amount you sell it for will depend on how many people are interested in It.

The benefit to selling on eBay is clear: you’re more likely to find a buyer. The main downside is that you’ll need to wait for the funds to clear in your PayPal account before you’re able to access them.

  1. Backpage.com

Backpage.com is a classified advertisements site that’s very similar to Craigslist. There’s basically no difference between the two except that Backpage.com offers a sleeker interface and navigation. You’re also less likely to receive spam emails when posting on backpage.com.

  1. Consignment Shops

When most people think of the word “Consignment”, they automatically picture an outdated idea that doesn’t work. But the truth is that selling your stuff at consignment shops can be an excellent way to supplement your income. Basically, it works like this: you choose what items you want to sell, give them to the shop owner, and you both share the profits. Pretty neat, right?

Generally you’ll both come up with a percentage beforehand that you believe is fair for everyone. In most cases, you’ll keep the bulk of the purchase. So if your item sells for $100, you might receive $75 or $80 and the shop owner will keep $20 or $25. The best part is that you’ve done nothing. This option is great because it’s “passive” meaning, once you give the shop owner your items, the only time you’ll need to show up again is to collect your checks! Check for local consignment shops in your area using Google.

Ready to Get Started?

Selling unused stuff is simple, fun, and effective way to blow up your bank account. The process is simple: just find what you don’t need (or what you no longer use), put it up for sale, and collect your profits! It really is that easy. Start today so that you can finally catch up on your bills, have more money to splurge, and save up for your future.

Borrowing Made Simple

As more and more businesses go online, the Internet has created many new and useful options for borrowers. An increasing number of lenders serving the United States of America offer lending services that are easily accessed online. For those who are looking for fast access to cash, online lenders provide a rapid, convenient way to secure a loan.

Borrowing in the digital age has huge advantages to those unfamiliar with small dollar loans. While lenders can offer their services online, the internet also gives borrowers the opportunity do a bit of homework to acquaint themselves with the loan industry. When technical terminology obscures the meaning behind terms, borrowers can easily find online glossaries and informative articles clarifying unusual words or topics.

Responsible lending practices compel online lenders to cut confusing jargon down to a minimum. Trustworthy lenders like MoneyKey don’t want to complicate matters or confuse their customers, so they take pains to make sure their terms and rates are clear. Representatives from MoneyKey are available via phone, email or online chat to go over any issues potential borrowers have with their services. If borrowers ever speak to a representative who fails to answer questions or to clarify terms, then they don’t act on behalf of MoneyKey and should not be trusted.

One of the many questions one can ask regarding lending practices is the types of loans that are available. A single-pay loan is a small amount of money that is to be repaid in one lump sum at an agreed upon time in the future, that usually coincides with the borrower’s next paycheck. For those whose situation restricts them from paying back the entirety of the loan in one lump sum, flex-pay installment loans can be arranged, allowing borrowers to repay their loan in scheduled increments. For more information on how a flex-pay installment loan plan might work for you, head to MoneyKey.com/flexpay-installment-loans-online.php. MoneyKey is a trusted, ethical, and efficient organization that can dispel any confusions about the process and, if you qualify for a loan, get you money extremely quickly. MoneyKey also provides lines of credit, which are ideal when cash needs to be accessed over a longer term; borrowers can withdraw money against their principal loan as necessary, paying a minimum monthly payment.

Securing a loan is simple when the application is all online. Filling out an application is incredibly easy, and lenders can process these requests very quickly. In most cases, loans are approved within 20 minutes after the borrower applies and funds can be deposited into a checking account within the next business day. Borrowers can also rest assured their personal data is fully protected when their lender adopts advanced security provisions to safeguard information. Firewall, encryption, and Verified Site Certificates should all be employed to protect borrowers from fraud.

As lenders have embraced online lending practices, the internet offers great simplicity, speed, and convenience for individuals looking for cash. With a few simple clicks, people in desperate need of extra money can obtain a manageable loan that can relieve financial stress.

5 Things You Waste Money on Every Day, Week, and Month

5 Things You Waste Money on Every Day, Week, and MonthWhether it’s our morning multi-vitamin or the cable TV we unwind with after a long day, the opportunities to waste money are everywhere. By simply changing our routine or doing a little research, the daily cost of our most essential comforts and necessities can be cut in two. Read on to learn about 5 ways you can save more without much effort.

Your Daily Coffee Run

Oh, sweet addiction. For many of us, this one can be a hard habit to break. But getting your morning fix doesn’t have to break the bank. With the average cup of coffee costing around 2 or 3 dollars, the monthly cost of your daily coffee break can really add up. Once you start brewing it yourself, you’ll find that you not only save more money — but you can get a much better cup of coffee as well. Our simple tip: brew it yourself to pay less than a quarter for every cup.

Don’t Waste Money on Investment Fees

So you’ve managed to save some money, you have a healthy emergency fund, and you’ve even been able to put some of your savings to work on the stock market. If you’ve decided on an index fund, maximize your investment by remaining wary of management fees and other hidden charges. Understand exactly the product you’re buying. With index funds, for example, expense ratios vary widely despite the fact that the “management” of an index fund is relatively hands off. If you’re investing in an index fund with a 1% management fee, consider Vanguard, where an S&P 500 index fund has fees as low as 0.05%. Over the course of time, this would add up to tens of thousands of dollars wasted. It’s the same exact product, don’t get ripped off.

Cable TV

First question: Do you pay for cable? Second question: Do you watch TV every day? If you’re anything like the average media consumer — chances are you do a lot less channel surfing and a lot more streaming. In fact, streaming has become so popular that cable networks are being forced to reassess the way they do business. If you find yourself streaming more than watching live TV, think about how much you’re paying a month for a service you rarely use and consider “cutting the cord”. There are plenty of resources online to learn more about cord cutting, start with “Cord Cutting 101” from Digital Trends to shave your monthly entertainment bill in half without sacrificing the programs you typically watch on live TV.

Forgetting about the Thermostat

Did you know that you can save up to 15% by adjusting your thermostat a few degrees? If you lower your thermostat for just eight hours a day, you’ll find that the energy savings you make will have a very real impact on your bill, leaving you with more money to stash away. A basic programmable thermostat will cost you under $50 and can ensure that you’re not wasting money. Or, consider investing in one of the new, smart thermostats being introduced to the market to put the process on autopilot.

Over-Insuring Your Vehicle or Home

Having a low deductible can sound like a nice thing, and most insurance providers will do their best to sell it to you by reminding you of the “potential” cost of a claim down the line. When the insurance salesman is describing all the possible things that can go wrong, take it with a grain of salt. Keep in mind that you’ll pay quite a bit more in higher premiums with a low deductible. If you’ve done your financial-planning homework, you’ll have an emergency fund that makes paying a higher-deductible no problem. Our tip? Pay less and save more. Raising your deductible to $500 or $1,000 can help you save from 15% to 40% on your auto insurance. If you can handle the deductible expense, don’t waste money by paying more for insurance each month.

The seemingly small amounts of money that we waste every day, week, or month really do add up. By making a few small tweaks, you can save quite a bit of money.

Get Income and Money Saving Tips To Your Inbox

Get Income and Money Saving Tips To Your Inbox

Want more tips on how to make more money each month? Sign up to receive the great tips and tricks to boost your income and save more!

You have Successfully Subscribed!