Where To Look For Coupons Online

MyFavDeals is the best coupon promo site on the Internet. It is filled with deals on Amazon products, but it can also help you save money on products at vaping sites, raw food sites, health sites, vitamin sites and even yoga sites.

Need shoes? You are going to want to shop Zappos.com. They have deals on every type of footwear from slippers and mocassins to dress shoes and high heels. Next time you are headed out to buy sneakers or cleats from the nearest brick-and-mortar sporting goods store, don’t. Just get to www.myfavdeals.org, find a sweet Zappos coupon and save tons of cash.

You probably want to make sure you are getting the greenest, most environmentally friendly products on the web. It makes sense. You want to save the planet just as much as the next person. MyFavDeals has coupons on LED lights from EarthLED.com. And you can find all sorts of green-friendly appliances and energy saving products all across the site.

Love to bid on eBay auctions? Who doesn’t? You can find great coupons on MyFavDeals.com for even the most obscure items on eBay. From bike parts to smartphones and iPads, MyFavDeals has promo codes and coupons for everything.

You may not be thinking of shopping for furniture on online, but you should really look into it. You can find everything you need, from sofas to recliners to coffee tables and dining room sets on sites like FlashFurnitureStore.com. The promo codes on MyFavDeals will save you tons of cash as you look to fill up your living room and dining room.

Need riding toys for the kid? What boy wouldn’t love a brand new motorized vehicle or toy tractor to ride around the backyard? MyFavDeals has the best coupons for FunRidingToys.com.

As an aspiring cook, I love using the promo codes at ForTheGourmet.com. MyFavDeals has excellent coupons for tons of culinary gadgets and cool foodstuffs. The Internet is great place to shop for spices, kitchen tools and specialty cuts of meat that your butcher might not have.

My wife loves getting new clothes (who doesn’t?). So I love that she can get deals at Gap.com with the promo codes we find on www.myfavdeals.org. Sweaters, jeans, tops, it doesn’t matter. We need to get the best deals so her online clothes shopping habit doesn’t break our bank account!

The bottom line is that MyFavDeals has the best coupons and promo codes on the entire net right now.

Which Charities Should You Donate To?

Which Charities Should You Donate To?Americans are among the most charitable people in the world. They are generous in supporting causes that they believe will improve life for the underprivileged, whether this be humans or animals.

And while there are many reasons why we should donate more money to charity and should increase the amount we contribute, giving something is the first step. With the number of U.S. charities growing each year, how do you know which ones to donate to? Consider the following criteria when choosing your charity.

Nonprofit Organizations

A 501(c)(3) Internal Revenue Code tax designation means that an organization is operated for exempt purposes, nor can it participate in political campaigns. Typically, these organizations are dedicated to serving an underrepresented group in society or addressing a specific need, like hunger. This government tax designation helps to ensure the organization is not for profit and legitimately committed to charitable work.

Devastating Acts of Nature

Earthquakes, wildfires, volcanoes, tornadoes, and hurricanes often attract the pity and donations of concerned citizens both near and far. Sometimes a special fund will be set up at a local bank or supermarket to help victims of weather-ravaged communities or those damaged by unexpected events. Floods and hailstorms, along with other savage weather events, often attract sympathetic donors who want to alleviate the suffering caused by these catastrophic conditions.

Religious Institutions

For people of faith, donating to a place of worship or a faith-based ministry is often a priority donation. These donations often get used for typical fees of churches/synagogues/etc., or special programs to help those in need.

Community Drives

Supporting the local community can take many forms, including fundraisers for a family whose home is destroyed by fire or an individual, perhaps well-known and beloved, tragic cancer victim. Donations to support firefighters and police officers are sometimes requested. Contributing to programs like a new school or homeless shelter, or a national program like Habitat for Humanity and United Way, can be orchestrated through paid donations or volunteer support.

Crowdsourcing

Indiegogo and Gofundme are two of many online donation sites where donors can browse hundreds of projects with budgets of all sizes. Videos and interviews posted at project sites, along with offers of thank-you gifts, encourage interested viewers to contribute to a worthwhile cause, which can range from a teenager’s amazing experiment that could improve everyday life to an aspiring musician or a talented artist. Whatever your interest, you will probably find numerous projects to learn about and consider funding.

In addition, there are plenty of other ways to donate to worthy causes. Schools usually schedule fundraisers to help support extracurricular activities. Community organizations for kids like the Girl Scouts sell cookies to earn money for their group activities. Whatever your interest or concern regarding social issues, there are many ways to donate. Don’t be taken in by scams, however. Check out the organization or fundraising initiative you would like to donate to by researching it online or consulting the Better Business Bureau. Find out if you will get a tax-deductible donation receipt. Make your donation count by giving to issues that are meaningful to you.

How to Avoid Fighting About Money With Your Spouse

How to Avoid Fighting About Money With Your SpouseDivorce lawyers often report that money is the number one issue that causes most couples to break up. It doesn’t matter whether they are rich or poor. Spouses tend to experience frequent conflict over money management problems. Sometimes it’s because they disagree on how to manage their finances. Other times it’s due to the fact that one spouse is a saver while the other is a spender. Some couples are able to work through this important stressor by avoiding arguments over the role of money in their marriage. The following tips may prove helpful in this effort.

Don’t Make it Personal

Money fights can escalate into serious disagreements between emotional spouses. Sometimes it turns into name-calling and spills over into other issues, extending the argument and raising the stakes. Avoid using a financial problem as a springboard to other complaints. Don’t put all the blame on the other person, even if he or she is the spendthrift. Be willing to accept a reasonable share of responsibility if warranted. Remember that we all make mistakes in one area or another.

Keep it Simple

Stick to the basic issue of disagreement. Rather than claiming your spouse is a terrible money manager, calmly point out that his or her morning coffee run is blowing the grocery budget off the chart. Instead of pointing the finger of blame, ask questions like, “Is this really important to you? Where can we spend less to cover this expense?” A productive, proactive approach is more likely to be successful than shaming the other person for spending habits you do not agree with.

Pick a Productive Time

It is usually best not to hit someone with an accusation or major problem first thing in the morning or last thing at night. Nor is it a good idea when your spouse is rushing out the door to work or worn out after mowing the lawn. Choose a time when the other person is relaxed and alert without feeling caged or cornered. Bring out some beverages to share and pick a relaxing spot like the patio or family room where the two of you won’t be bothered, possibly after dinner or over the weekend when things are relatively quiet and calm. Don’t overdo it; a few minutes may be enough to tackle the issue at hand.

Agree to Disagree

Don’t expect to reach consensus on every money-related problem. There will be times when you disagree, but you can do so amicably, remembering that you still have much in common and are still in love! When you decide to surrender, do so graciously, not grudgingly. Sometimes a playful manner can defuse tensions and help both of you to relax and resume normal activities.

Decide on His and Hers

Many couples today are divided between putting both incomes, if both work, into one household account shared by both, but primarily managed by one spouse. Other couples keep their respective paychecks but split household and family expenses. Some have three bank accounts: his, hers, and ours, with the last established for common expenses. Each couple can decide what type of budget and system works best for them.

The love of money doesn’t have to be the root of all evil in your marriage. Discuss any concerns calmly with your spouse and avoid letting your differences get the best of you. If you find that financial issues are stubbornly resistant to your management efforts, schedule financial counseling with a professional who can help you both learn how to manage your money and a budget without rancor.

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